Over 50s
Life Insurance
Guaranteed acceptance with no medical and a guaranteed cash payout for loved ones.
Get a Free Quote
Not only will you be able to protect your loved ones, but you’ll also have the opportunity to ensure your estate is distributed according to your wishes.
And with no medical questions required, it’s a straightforward and hassle-free process to sign up.
*You may get less out of the policy than you’ve paid in.
If you stop paying the premiums, your cover will be cancelled.
Inflation can erode the value of the payout.
Claim a Free Will with your Over 50s plan
There’s no medical, and you can choose a monthly payment and payout that suits you.
What is Over 50s Life Insurance?
Over 50s life insurance guarantees a cash payout for your loved ones when you die. You make an affordable payment each month that never rises, and the money can be used to cover funeral costs, or anything you wish.
There’s no medical, and you can choose a monthly payment and payout that suits you.
Working with the best insurers
There’s no medical, and you can choose a monthly payment and payout that suits you.
Frequently Asked Questions
Here are some frequently asked questions about Over 50s Life Insurance:
The cost of your life insurance is determined on three factors. Your age, your smoking status and the amount you are looking to leave behind.
We can discuss plans with you based on the amount you wish to leave behind, OR, what your monthly budget looks like. You are in full control of this.
Also, we will guarantee your premium will remain fixed throughout the duration of the policy!
You’re guaranteed to be accepted as long as you’re:
A UK resident and either a non-smoker aged between 50-80 years old or a smoker aged between 50-75 years old
You can choose if you would like to answer our two medical questions or not. If you don’t answer them, you will be offered a standard premium, sum assured and a two-year qualifying period.
If you do choose to answer them, you might be offered a discounted premium, increased sum assured and a six-month qualifying period. Our qualified advisers will explain this in more detail.
Yes, our Over 50s life insurance policy covers funeral expenses. You can also nominate a specific funeral director to ensure that the sum assured goes to the person or organisation you choose. This can give you and your loved ones reassurance that your funeral will be taken care of in the way that you want.
Whoever you nominated to receive the money will need to complete and return a claim form to us together with any additional information we need. Once approved, we will pay the tax free lump sum as quickly as possible.
By taking out our Over 50s life insurance policy, you will automatically receive a free, legally binding will written by our estate planners. Our sister company Monefi will handle this for you, giving you peace of mind that your assets will be distributed according to your wishes.